In Illinois, the state minimum insurance limits are only $20,000. I always recommend you have much higher limits than the state minimum. If someone causes an accident and they have no insurance, or the state minimum of insurance, your insurance will make up the difference if your injuries are serious.
McCready, Garcia & Leet have handled 1000's of insurance claims for personal injury clients in our over 20 years in practice. To discuss your insurance limits before you are involved in an accident, please contact us at (773) 779-9885 for a free consultation.