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What Is Workers' Compensation and Who Is Eligible?

Last updated 5 years ago

Worker’s compensation laws vary between states, but they are all designed to provide payments for workers who are injured on the job. In Illinois, workers are protected by the Illinois Workers’ Compensation Act. Read on to learn more about the compensation system. A workers’ compensation lawyer is the best source of information, but here are some general facts about worker's comp.

Explanation

The law covers most injuries that are caused by work. This includes everything from repetitive use injuries to heart attacks. Your injuries are usually covered regardless of fault.

Payment

The law requires employers to cover the cost of workers’ compensation payments. Many employers buy insurance, and the insurance company makes the actual payments to the injured employee. If your employer violates the law and does not provide coverage, you can still receive compensation. Illinois collects fines from employers who break the law, and these fines are deposited into the Injured Workers’ Benefit Fund. They are subsequently distributed to injured workers with uninsured employers.

Benefits

There are a number of benefit categories specified in the Illinois law. This includes medical care that is reasonably necessary to cure your illness or injury, temporary disability benefits, permanent disability benefits, vocational rehabilitation, and death benefits for eligible surviving family members.

Eligibility

Nearly every employee who is working within the state of Illinois is covered by the law. Eligibility begins at the moment you begin working for the employer.

If you have been injured while at work, contact a Chicago worker’s compensation lawyer. At McCready, Garcia & Leet, P.C., we are well-known and respected among insurance companies in the workers compensation arena. We will aggressively advocate for you until you get the compensation you deserve. To schedule a consultation, call (773) 779-9885.

 

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